Optimist Outlook- Dec. 11, 2008

"Do You Have $200? Do You Have A Job?"
By Don Jones
If so, you may be qualified to own a brand new 1200 square foot, 2 bath, and brick veneer home. This may sound like a TV Commercial for a used car, but it’s true. If you earn less than the median income standards for your family size, and have need for a home due to current substandard living conditions, you may qualify for a brand new, Jackson County Habitat For Humanity (JCHFH), 1200 square foot, brick home for only $200 dollars down, and $200 dollars per month plus tax, and insurance, with a 0% interest, twenty year mortgage.
As a matter of fact, there is an empty, one-year old, 1200 square foot brick home in Green Wood, Florida, just waiting for someone who meets the above standards. You could be that family that meets the above standards, and be able to immediately move into the home that is just setting there empty.
All you have to do is submit your application to Jackson County’s Habitat for Humanities, put in five-hundred hours of sweat equity, meet the maximum earning standards, have the $200 dollars for the first month, plus tax and insurance, and be able to show that you are a good financial risk. If accepted, you’ll live in the house of your family’s dreams, and have the opportunity to own your own home. Also, because the home’s purchase price is only around $66,000 dollars, far below market value, you will inherit close to $30,000 dollars in equity upon acceptance.
Historically, JCHFH began its work in Jackson County in the year 1989. To date, after twenty years, they have built forty-two homes for deserving families throughout the area. Their total equity in homes is now over one million dollars, as the prescribed twenty-year, home mortgages have begun to mature.
Leslie Fuqua assumed the responsibilities as Executive Director of JCHFH in April of this year, replacing the previous Executive Director, Ralph Harrison, who remains with the program and continues to provide his valuable time and experience. Also, David Melvin, of Melvin Engineering, serves as President of the Board. According to David Melvin, the organization is always in need of both skilled and knowledgeable workers and supervisors. So, please, if you are a skilled, or a qualified home builder, or contractor, and would like to volunteer some of your time, you are needed. Also, anyone in need of a home and meet the above requirements, contact Leslie Fuqua, Executive Director, P.O. Box 6114, Marianna, Florida 32447, or phone 850 482 2187.